USD1 USD = 1
EUR1 USD = 0.863128
GBP1 USD = 0.737897
JPY1 USD = 159.31
PKR1 USD = 277.92
INR1 USD = 95.695USD1 USD = 1EUR1 USD = 0.863128GBP1 USD = 0.737897JPY1 USD = 159.31PKR1 USD = 277.92INR1 USD = 95.695LiveExchange journal
Practical, original explainers for anyone converting, travelling, sending money or following the markets.
Foundations
The mid-market rate is the fairest exchange rate that exists — yet almost nobody actually pays it. Here is how banks and apps quietly add a markup, and how to spot it.
2025-01-14 · 7 min read
Remittance
Planning to send money from the US to Pakistan? Learn how the interbank rate differs from the open market rate, how Roshan Digital Accounts work, and how to avoid high transfer fees.
2025-01-20 · 9 min read
Macro
Inflation is one of the strongest long-term forces acting on exchange rates. This guide explains the mechanics using South Asian currencies as a practical example.
2025-01-09 · 8 min read
Macro
The US Dollar Index (DXY) measures the value of the USD against a basket of world currencies. Learn how DXY influences global trade, emerging market currencies, and commodity pricing.
2025-01-22 · 8 min read
Forex Trading
EUR/USD is the most traded currency pair in the world. Compare the policy stances of the European Central Bank and the US Federal Reserve and how rate differentials shape Euro values.
2025-01-25 · 10 min read
Remittance
Ever wondered why the rate on Google or LiveExchange differs from what your bank gives you? Step-by-step breakdown of how transfer services embed profits into exchange rates.
2025-01-28 · 7 min read
Forex Trading
Nicknamed 'Cable', the GBP/USD pair has a rich history of market volatility. Explore the Bank of England's policy decisions, UK trade balances, and historical rate trends.
2025-02-01 · 8 min read
Remittance
Millions of non-resident Indians (NRIs) in the UAE send money home every month. Discover how the AED to INR rate is fixed to the USD, and how to get optimal exchange rates.
2025-02-03 · 9 min read
Macro
Commodity-exporting nations depend heavily on oil, gold, copper, and agriculture. Learn how commodity cycles drive currencies like CAD, AUD, and BRL.
2025-02-04 · 7 min read
Personal Finance
Living or working internationally? Learn how multi-currency IBAN accounts work, how to hold foreign balances, and how to reduce foreign transaction fees when traveling.
2025-02-05 · 8 min read
Foundations
Explore the differences between free-floating exchange rates, managed floats, and hard currency pegs maintained by central bank foreign exchange reserves.
2025-02-06 · 8 min read
Fintech
How do digital currencies compare to traditional fiat foreign exchange markets? Examine order books, liquidity differences, stablecoin pegs, and cross-border settlement speeds.
2025-02-07 · 7 min read
Remittance
Confused by BIC codes, IBAN numbers, routing codes, and intermediary bank fees? Clear step-by-step breakdown of international bank transfer infrastructure.
2025-02-08 · 8 min read
Macro
When the Fed changes interest rates, capital flows across the globe adjust instantly. Learn how Federal Open Market Committee (FOMC) meetings impact global exchange rates.
2025-02-09 · 9 min read
Macro
Elections, conflicts, sanctions, and trade agreements can move currencies faster than any economic report. Here is how to read geopolitical risk in the foreign-exchange market.
2025-01-03 · 6 min read
Remittance
Sending foreign currency home? Understand international tax treaties, tax exemption certificates, and banking compliance requirements for cross-border funds.
2025-02-10 · 9 min read
Personal Finance
Traveling to Saudi Arabia for Hajj, Umrah, or business? Discover optimal ways to convert USD, PKR, INR, or EUR into Saudi Riyal (SAR) with minimal fees.
2025-02-10 · 8 min read
Fintech
Receiving payments in USD, EUR, or GBP as a freelancer or merchant? Learn how to hedge currency volatility and select low-fee payout gateways.
2025-02-10 · 8 min read
Personal Finance
Traveling while working abroad? Complete guide to debit cards with fee reimbursement, no-foreign-transaction-fee credit cards, and local ATM strategies.
2025-02-10 · 7 min read
Macro
What are FX reserves, how are they managed, and why do central banks hold US Dollars, Gold, and Special Drawing Rights (SDRs)?
2025-02-10 · 9 min read